An additional feature sometimes available with Named Accounts is a credit card, which offers credit up to a specified percentage of the account balance. The advantage of the credit card is that your charges will be reflected only in the name of the bank where you maintain your account. Significant privacy will be accomplished since there will be no charges or records in your individual name. The second advantage is convenience. The funds tucked away safely offshore can be accessed through an ATM or charges at home or anywhere in the world.